Home » Credit Score Secrets: How to Boost Your Score and Spend Much Less on the Money You Borrow by The Editors of Bottom Line Personal
Credit Score Secrets: How to Boost Your Score and Spend Much Less on the Money You Borrow The Editors of Bottom Line Personal

Credit Score Secrets: How to Boost Your Score and Spend Much Less on the Money You Borrow

The Editors of Bottom Line Personal

Published May 27th 2015
ISBN :
Kindle Edition
59 pages
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 About the Book 

Credit scores can have a big effect on matters ranging from the interest rates we pay on loans for a car or a house…our credit cards…and even our insurance terms. It’s not just about paying your bills on time. In fact, you may be surprised by some ofMoreCredit scores can have a big effect on matters ranging from the interest rates we pay on loans for a car or a house…our credit cards…and even our insurance terms. It’s not just about paying your bills on time. In fact, you may be surprised by some of the ways that your credit score can be hurt—and how a lower score can hurt you (it’s not just about borrowing, either!). Even if you haven’t lost your job or missed a single loan payment, turbulence in the economy and the financial industry has probably affected your creditworthiness. Plus: The credit reports of more than one out of every five Americans include errors, which are frustratingly difficult to correct. CREDIT SCORE SECRETS: HOW TO BOOST YOUR SCORE AND SPEND MUCH LESS ON THE MONEY YOU BORROW will put you in control of your borrowing options. You’ll learn…* The four-step plan that gives you better odds of getting an error on your credit report corrected. (Consumers who follow the usual advice often have their complaints rejected.)* How to protect your score from harmful practices by retailers and credit-reporting agencies.* Where to get an absolutely free credit score, no strings attached. (And watch out for the $1 credit score offer.)* Little-known way to boost your credit limit.* Secret consumer scores…and how companies use them against you.* The common mortgage mistakes to avoid.* The new rules of home-equity lines of credit.* Secrets to getting the best deal on an auto lease.* Smart moves that restore your credit score in as little as three years. Plus: Three well-known credit-repair strategies that you never want to use.* The absolute best way to monitor your credit score.* Before you choose a lender, cellular-service provider or utility company, ask this vital question. The wrong answer can harm your credit.* Borrowing mistakes that credit card holders don’t know they’re making.* Purchases you should buy only with cash…plus the types of purchases that boost your score (so indulge!).* The right way to cancel a credit card with an outstanding balance. (And the right time to cancel—it’s not when you think.)* Mortgage refinancing trap—when less costs you more.* And much, much more